Shareholders

Shareholder Agreements provide financial protection in the event of the death or critical illness of a Director or Shareholder.  

Shareholder Protection Agreement.


Insurance for the Company and Shareholders.

A Shareholder Protection Plan is a form of insurance which protects a company and its shareholders against the critical illness or death of an owner or shareholder in the company. We will introduce you to a selected Financial Adviser, who will provide advice on the protection plan most suitable for your circumstances. If appropriate a Trusted Xperts Partner Law Firm will generate any legal framework documents that connect the company and its shareholders to the Shareholder Protection plan policy underwritten by the insurance provider.


Should a business owner or shareholder die unexpectedly, or if they are diagnosed with a terminal or specified critical illness, then Shareholder Protection provides a lump sum to the remaining business owners. Where a valid claim is made during the length of the policy, then a lump sum could be used to help purchase the deceased person's shareholding and interest in the business.

Where there is no Shareholder Protection in place, should a business owner or shareholder die unexpectedly, or if they are diagnosed with a terminal or specified critical illness, then his or her share in the business may be passed to their family. In such circumstances, the remaining business owners could lose control of a proportion, or in some circumstances, all of their business to the family of the deceased, who could then decide to sell their interest to a competitor, or take an active interest in the business when they have no skillsets to justify such action. A Shareholder Protection policy can help avoid such issues, providing stability to the company at a difficult time.


A Shareholder Protection insurance policy provides financial support to the remaining shareholders of the company, providing the legal mechanism to fund the purchase of the deceased shareholder's company shares, protecting the company from falling into the hands of a reckless party, whilst ensuring the critically ill or deceased shareholder's dependents are able to sell the shares quickly and gain access to policy funds.


Case Study: Shareholder Agreements - the legal perspective

If you are interested in more information about Shareholder Protection - please use the secure form below and we will contact you within 24 hours. We will discuss making arrangements for a selected Financial Adviser to connect with you.


Please note: The Financial Adviser will only be able to provide advice on the most suitable protection plan insurance policy - they will not be able to provide legal advice. We will also connect you to the local Trusted Xperts Partner Law Firm to provide advice on a Shareholders Agreement. We do not provide advice ... we merely ensure your Personal Information is correct and that you wish to have a quality interaction with a Financial Adviser.



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Alternatively, if you prefer to speak with us in complete confidence, please Call us using or use our secure enquiry form below, and Trusted Xperts Limited will get back in touch.


Please note: Trusted Xperts are not authorised to give advice. We will only confirm your details and enquiry purpose and with your consent, pass your Personal Information over to a selected Trusted Xperts Partner. Telephone calls may be recorded.


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