Vitality Life Insurance

Vitality.

Safeguard the people who matter most to your success.

At Vitality, everything we do is driven by our core purpose: to make people healthier and to enhance and protect their lives. We focus on encouraging healthy living and rewarding people for doing so – a key element of our Shared Value model.

Through our market-leading health, life, car insurance and investments, and the Vitality Programme, we empower our members to take control of their wellness and develop long-term healthy habits – that is good for them, good for us and good for society. 

We believe in this so much so that Vitality, with our parent group Discovery, has established a bold pledge – to get 100 million people 20% more active by 2025. This pledge also forms part of our sustainability commitment, in which we're aiming to achieve carbon neutrality by 2025, and reach Net Zero by 2050 or earlier.

Business Protection. What is it?

Your key employees and shareholders are your biggest assets. With Vitality's complete range of business protection plans, they can help keep your business strong, should something ever happen to it – or you.

Business Protection pays out a sum of money to your company, should a key person in your organisation die or suffer a serious illness. You can take out either Life Cover for Business or Life Cover and Disability Cover for Business. To make your best people feel more valued, you can also take out Relevant Life Cover that pays out a sum to their family if the worst should ever happen.

How it helps.

With Business Protection, you’re giving your company an extra degree of long-term stability and reassurance, by enabling your organisation to protect itself against unforeseen challenges to its future success.

As the insurer that rewards you for staying healthy, take out a VitalityLife plan with 'Vitality Optimiser' and you can earn some big money-saving rewards, such as:



• SME employee benefit package:
  A ready-made employee benefits package, offering your employees incentives to help keep them healthy, engaged and productive.

• Help save the business money:
  Get discounts on your premiums that get bigger the more active and healthy your employees are.

• Access to exclusive rewards and discounts:
  You and your employees can save on European travel with British Airways and Eurostar, as well as on many more big health, wellness and leisure brands.

Sole Trader?

You can also take your pick of our award-winning personal protection options.

• Life Cover:
  Protect those you love most if you die or are diagnosed with a terminal illness.

• Serious Illness Cover:
  Covering 174 conditions, it can ease the financial pressure of serious illness.

• Income Protection Cover:
  Manage the financial impact of illness from as soon as seven days after you stop working.
  

VitalityHealth is a trading name of Vitality Health Limited and Vitality Corporate Services Limited. Registered numbers 05051253 and 05933141 respectively. VitalityLife and VitalityInvest are both trading names of Vitality Life Limited and Vitality Corporate Services Limited. Registered numbers 03319079 and 05933141 respectively.

Vitality Life Limited is the insurer which issues the VitalityLife plan, is the provider and manager of the VitalityInvest ISA and VitalityInvest JISA and the provider and scheme administrator of the VitalityInvest Retirement Plan. Vitality Health Limited is the insurer which underwrites the VitalityHealth plan. Vitality Corporate Services Limited is an authorised intermediary of Vitality Health Ltd and Vitality Life Ltd and arranges and administers the VitalityHealth, VitalityLife and VitalityInvest plans. All companies are registered in England and Wales. Registered office at 3 More London Riverside, London, SE1 2AQ.

VitalityCar is a trading name of Vitality Corporate Services Limited. Registered in England and Wales under company registration number 05933141. Vitality Car Insurance is underwritten by Covea Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN: 202277)

Vitality Corporate Services Limited is authorised and regulated by the Financial Conduct Authority (FRN: 461107).

Vitality Health Limited and Vitality Life Limited are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRNS: 400057 & 675028 respectively). Vitality Health trust administration business is handled by Vitality Corporate Services Limited and this activity is not regulated by the Financial Conduct Authority.

Vitality Healthy Workplace Limited (registered in England and Wales with company number 10840679 and registered office address: 70 Gracechurch Street, London, EC3V XL). Vitality Healthy Workplace Limited is a wholly-owned subsidiary of Vitality Corporate Services Limited.